{"id":12343,"date":"2024-09-18T15:10:34","date_gmt":"2024-09-18T09:40:34","guid":{"rendered":"https:\/\/fly.finance\/blog\/?p=12343"},"modified":"2025-01-13T17:38:53","modified_gmt":"2025-01-13T12:08:53","slug":"union-bank-of-india-zero-balance-account","status":"publish","type":"post","link":"https:\/\/fly.finance\/blog\/education-loan\/union-bank-of-india-zero-balance-account\/","title":{"rendered":"Union Bank of India Zero Balance Account Opening Online Process"},"content":{"rendered":"\n<p>UBI, the Union Bank of India offers its zero balance account which is also called the Union Digital Savings Account. You are not required to maintain a minimum balance. The account can be opened easily through internet banking, the Vyom App, or at a branch. The UBI zero balance account is suitable for students, low-income individuals, or anyone looking to manage their finances effectively. Check out the major details on the Union Bank of India zero balance account opening process in this blog.<\/p>\n\n\n\n<div class=\"wp-block-yoast-seo-table-of-contents yoast-table-of-contents\"><h2 id=\"table-of-contents\">Table of contents<\/h2><ul><li><a href=\"#h-what-is-a-zero-balance-account\" data-level=\"2\">What is a Zero Balance Account?<\/a><\/li><li><a href=\"#h-overview-of-union-bank-zero-balance-account\" data-level=\"2\">Overview of Union Bank Zero Balance Account<\/a><\/li><li><a href=\"#h-union-bank-of-india-zero-balance-account-opening-online\" data-level=\"2\">Union Bank of India Zero Balance Account Opening Online<\/a><ul><li><a href=\"#h-visit-the-bank\" data-level=\"3\">Visit the Bank<\/a><\/li><li><a href=\"#h-online\" data-level=\"3\">Online<\/a><\/li><li><a href=\"#h-vyom-app\" data-level=\"3\">Vyom App<\/a><\/li><\/ul><\/li><li><a href=\"#h-eligibility-criteria\" data-level=\"2\">Eligibility Criteria<\/a><\/li><li><a href=\"#h-documents-required\" data-level=\"2\">Documents Required<\/a><\/li><li><a href=\"#h-faqs\" data-level=\"2\">FAQs<\/a><\/li><\/ul><\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-what-is-a-zero-balance-account\"><span id=\"what-is-a-zero-balance-account\">What is a Zero Balance Account?<\/span><\/h2>\n\n\n\n<p>A zero-balance account is a type of savings account that allows account holders to operate without maintaining any minimum balance. These accounts often come with features such as ATM\/debit cards, net banking, mobile banking, and access to government benefits through direct bank transfers. Union Bank of India offers zero balance accounts under the Pradhan Mantri Jan Dhan Yojana (PMJDY) and for salaried accounts.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-overview-of-union-bank-zero-balance-account\"><span id=\"overview-of-union-bank-zero-balance-account\">Overview of Union Bank Zero Balance Account<\/span><\/h2>\n\n\n\n<p>Union Bank of India&#8217;s zero balance account ensures that individuals can avail of basic banking facilities and not worry about maintaining a minimum balance. Despite being a zero-balance account, the bank ensures that account holders have access to essential banking services such as funds transfer, online banking, ATM debit card facilities, and others.<\/p>\n\n\n\n<p>The bank also offers nominal interest rates on the balance maintained. This enables the account holders to cultivate saving habits and earn a return on their funds. Check out the other benefits of Union Bank zero account-<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>No minimum balance is required. This alleviates the financial burden on students, especially for those with limited funds.<\/li>\n\n\n\n<li>No monthly maintenance charges or hidden fees are associated with this account.<\/li>\n\n\n\n<li>A complimentary ATM debit is issued free of cost and low annual maintenance charges.<\/li>\n\n\n\n<li>Students can manage their finances conveniently through UBI\u2019s online banking facility. These include services like funds transfer, bill payments, <a href=\"https:\/\/fly.finance\/blog\/education-loan\/union-bank-abroad-education-loan\/\"><strong>UBI education loans to study abroad<\/strong><\/a>, etc.<\/li>\n\n\n\n<li>Exclusive offers and discounts are offered by the Union Bank of India to the account holders.<\/li>\n\n\n\n<li>There are no charges on outward remittances made through banks or digital platforms like BHIM, <a href=\"https:\/\/fly.finance\/blog\/education-loan\/full-form-of-upi\/\"><strong>UPI<\/strong><\/a>, or net banking.<\/li>\n<\/ul>\n\n\n\n<p class=\"has-pale-ocean-gradient-background has-background\"><strong>Also Read: Planning to study in the USA? Check here for some of the best <\/strong><a href=\"https:\/\/fly.finance\/blog\/education-loan\/government-education-loans-to-study-in-the-usa\/\"><strong>Government Education Loans to Study in USA<\/strong><\/a><\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-union-bank-of-india-zero-balance-account-opening-online\"><span id=\"union-bank-of-india-zero-balance-account-opening-online\">Union Bank of India Zero Balance Account Opening Online<\/span><\/h2>\n\n\n\n<p><a href=\"https:\/\/fly.finance\/blog\/student-account\/union-bank-online-account-opening\/\"><strong>Union Bank zero balance account opening<\/strong><\/a> is very easy. Individuals who wish to open a zero balance account can either visit the nearest bank branch or apply online. The entire process can typically be completed within minutes to a few hours, depending on document verification.<\/p>\n\n\n\n<p>Follow the given steps to open a UBI zero balance account offline and online-<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-visit-the-bank\"><span id=\"visit-the-bank\">Visit the Bank<\/span><\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Visit the nearest UBI branch.<\/li>\n\n\n\n<li>Connect with the bank representative and fill out the account opening form.<\/li>\n\n\n\n<li>Enter all the details carefully and attach the required documents along with a passport-size photograph.<\/li>\n\n\n\n<li>Sign the form and submit it to the bank.<\/li>\n\n\n\n<li>The bank will verify the details.<\/li>\n\n\n\n<li>After verification, the UBI zero balance will be opened successfully.<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-online\"><span id=\"online\">Online<\/span><\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Visit the official website of the Union Bank of India.<\/li>\n\n\n\n<li>Navigate to \u2018Digital Banking\u2019 and select \u2018Self-service Banking\u2019.<\/li>\n\n\n\n<li>Click on \u2018Online Account Opening\u2019.<\/li>\n\n\n\n<li>Now, select \u2018Savings Account\u2019.<\/li>\n\n\n\n<li>Press \u2018OK\u2019 once you are ready with the prerequisites for opening an online account.<\/li>\n\n\n\n<li>Fill out the given details and upload the required documents.<\/li>\n\n\n\n<li>Click \u2018Submit\u2019 once done.<\/li>\n\n\n\n<li>The bank will verify the details.<\/li>\n\n\n\n<li>After verification, the UBI zero balance will be opened successfully.<\/li>\n<\/ul>\n\n\n\n<p class=\"has-text-align-center\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/lh7-rt.googleusercontent.com\/docsz\/AD_4nXelobKeJ2x2452XU0HtsXsfg4XPyDTOri9dRCCA-HmkvwoV_opDShaZn85aIr2ZoJcNFN7MngfoQh0BPG8uh9HlrudXFFhY75tF3XR4WRU81N1Hg6YjXlw6i-RJAfTVjYcu7naL68hpfk2ET0TlU-qpPDM?key=9jXljEMdTezF1wRZp6g2cg\" width=\"445\" height=\"400\"><\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-vyom-app\"><span id=\"vyom-app\">Vyom App<\/span><\/h3>\n\n\n\n<p>Opening a Union Bank Savings Account through the Vyom App is also a quick and convenient process. The overall process typically takes about 10 to 15 minutes for the application itself. Here are the steps involved in Union Bank of India zero balance account opening via the Vyom App.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Log in to the app using the PIN or fingerprint after registering on the Vyom app.<\/li>\n\n\n\n<li>Go to the section on Open Savings Account.<\/li>\n\n\n\n<li>Enter your personal information, including your name, mobile number, email ID, and PAN\/ UID details.<\/li>\n\n\n\n<li>Upload required documents.<\/li>\n\n\n\n<li>Review all entered information for accuracy and submit your application.<\/li>\n<\/ul>\n\n\n\n<p class=\"has-pale-ocean-gradient-background has-background\"><strong>Also Read: If you are planning to avail an education loan from PNB Bank, check out our blog to understand the <\/strong><a href=\"https:\/\/fly.finance\/blog\/education-loan\/pnb-education-loan-disbursement-process\/\"><strong>PNB Bank Education Loan Disbursement Process<\/strong><\/a><strong>.<\/strong><\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-eligibility-criteria\"><span id=\"eligibility-criteria\">Eligibility Criteria<\/span><\/h2>\n\n\n\n<p>Any resident individual can open and operate this zero-balance savings account. However, to avail of the Union Bank of India zero balance account, students must fulfil the eligibility criteria.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Must be a resident of India<\/li>\n\n\n\n<li>Should be a student pursuing education in a recognised institution<\/li>\n\n\n\n<li>Age criteria may apply (usually 18 years and above)<\/li>\n\n\n\n<li>Applying for other savings accounts is not permitted for those who open a Union Bank zero account.<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-documents-required\"><span id=\"documents-required\">Documents Required<\/span><\/h2>\n\n\n\n<p>Union Bank aims to simplify the account opening process for customers. This makes it accessible to a wide range of individuals. The process requires minimal documentation which can be submitted by either visiting the bank branch or applying online.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Aadhaar Card\/ Passport\/ Voter ID for identification<\/li>\n\n\n\n<li>Utility bills or rental agreements for address proof.<\/li>\n\n\n\n<li>Proof of enrollment in an educational institution<\/li>\n\n\n\n<li>2-4 recent passport-size photographs<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-faqs\"><span id=\"faqs\">FAQs<\/span><\/h2>\n\n\n\n<div class=\"schema-faq wp-block-yoast-faq-block\"><div class=\"schema-faq-section\" id=\"faq-question-1715845630073\"><strong class=\"schema-faq-question\"><strong>Can I open a zero-balance account with the Union Bank of India?<\/strong><\/strong> <p class=\"schema-faq-answer\">Yes, applicants can open a Union Bank of India zero-balance account. It allows individuals to open a digital savings account with no minimum balance requirement as the account can be opened with zero balance.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1733399596357\"><strong class=\"schema-faq-question\"><strong>Can I open a Union Bank zero balance account online without visiting a branch?<\/strong><\/strong> <p class=\"schema-faq-answer\">Yes, you can open a zero-balance account online through the Union Bank website or mobile app. The process includes filling out an application, uploading documents, and completing video KYC.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1715845631317\"><strong class=\"schema-faq-question\"><strong>Is there any minimum balance requirement in Union Bank zero account?<\/strong><\/strong> <p class=\"schema-faq-answer\">There is no minimum balance requirement as the account can be opened with zero balance. It is a zero-balance savings account.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1715845632123\"><strong class=\"schema-faq-question\"><strong>What services can I avail by opening a zero-balance Union Bank account?<\/strong><\/strong> <p class=\"schema-faq-answer\">Despite being a zero-balance account, the bank ensures that account holders have access to essential banking services such as funds transfer, online banking, ATM debit card facilities, and others.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1715845632877\"><strong class=\"schema-faq-question\"><strong>Are there any cash deposit charges on Union Bank&#8217;s zero balance account?<\/strong><\/strong> <p class=\"schema-faq-answer\">Yes, cash deposit charges are applicable on any cash deposits made in the Union Bank zero balance account. Charges of INR 1 + GST per thousand is applicable. Any amount above INR 500 will be reckoned as INR 1000 for this purpose of cash deposit.\u00a0<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1715845633598\"><strong class=\"schema-faq-question\"><strong>What is the cash withdrawal limit on the Union Bank zero balance account?<\/strong><\/strong> <p class=\"schema-faq-answer\">Cash withdrawal of up to INR 25,000 is allowed at non-base branches. There is no limit of cash withdrawal at the base branch and a maximum of 3 withdrawals are permitted in a month (at both base and non-base branches). Any withdrawal beyond the limit is subject to withdrawal charges of INR 10 + GST for every extra transaction.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1715846057676\"><strong class=\"schema-faq-question\"><strong>Do I get an ATM debit card with a UBI zero balance account?<\/strong><\/strong> <p class=\"schema-faq-answer\">Yes,<strong> <\/strong>Union Bank offers a complimentary ATM debit which is issued free of cost and low annual maintenance charges when opening a Union Bank zero account.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1715846067784\"><strong class=\"schema-faq-question\"><strong>How can I open a Union Bank zero account?<\/strong><\/strong> <p class=\"schema-faq-answer\">Union Bank zero balance account opening is very easy. Individuals who wish to open a zero balance account can either visit the nearest bank branch or apply online.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1728965909832\"><strong class=\"schema-faq-question\">Which Indian banks offer zero-balance accounts?<\/strong> <p class=\"schema-faq-answer\">Several Indian banks offer zero-balance accounts, catering to different customer needs. Here are some notable options- SBI\u2019s Basic Savings Bank Deposit Account, ICICI Bank\u2019s Zero Balance Savings Account, HDFC\u2019s Basic Savings Account, and Axis Bank\u2019s Basic Savings Account.<br\/><\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1733399628216\"><strong class=\"schema-faq-question\"><strong>What documents are required for opening a Union Bank zero balance account online?<\/strong><\/strong> <p class=\"schema-faq-answer\">You need an Aadhaar card, PAN card, and a passport-sized photograph. Additional documents like income proof or student ID may be required based on the account type.<\/p> <\/div> <\/div>\n\n\n\n<p>To know more about <a href=\"https:\/\/fly.finance\/blog\/education-loan\/\"><strong>education loans<\/strong><\/a>, the best <a href=\"https:\/\/fly.finance\/blog\/student-account\/\"><strong>bank accounts for students<\/strong><\/a>, forex and banking experience for global students or <a href=\"https:\/\/fly.finance\/blog\/money-transfer\/\"><strong>international money transfers<\/strong><\/a>, reach out to our experts at 1800572126 to help ease your study abroad experience.<\/p>\n\n\n<div class=\"gb-container gb-container-4753c049\">\n\n<figure class=\"wp-block-table is-style-stripes\"><table class=\"has-pale-ocean-gradient-background has-background\"><tbody><tr><td><strong>Additional Reads<\/strong><\/td><td><\/td><\/tr><tr><td><a href=\"https:\/\/fly.finance\/blog\/money-transfer\/cheapest-forex-card-for-students\/\"><strong>Cheapest Forex Card For 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c-0.344,0.094-0.707,0.144-1.081,0.144c-0.264,0-0.521-0.026-0.772-0.074c0.522,1.63,2.038,2.816,3.833,2.85 c-1.404,1.1-3.174,1.756-5.096,1.756c-0.331,0-0.658-0.019-0.979-0.057c1.816,1.164,3.973,1.843,6.29,1.843 c7.547,0,11.675-6.252,11.675-11.675c0-0.178-0.004-0.355-0.012-0.531C20.985,7.47,21.68,6.747,22.23,5.924z\"><\/path><\/svg><span class=\"wp-block-social-link-label screen-reader-text\">Twitter<\/span><\/a><\/li>\n\n<li class=\"wp-social-link wp-social-link-facebook  wp-block-social-link\"><a href=\"https:\/\/www.facebook.com\/Flydotfinance\" class=\"wp-block-social-link-anchor\"><svg width=\"24\" height=\"24\" viewBox=\"0 0 24 24\" version=\"1.1\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" aria-hidden=\"true\" focusable=\"false\"><path d=\"M12 2C6.5 2 2 6.5 2 12c0 5 3.7 9.1 8.4 9.9v-7H7.9V12h2.5V9.8c0-2.5 1.5-3.9 3.8-3.9 1.1 0 2.2.2 2.2.2v2.5h-1.3c-1.2 0-1.6.8-1.6 1.6V12h2.8l-.4 2.9h-2.3v7C18.3 21.1 22 17 22 12c0-5.5-4.5-10-10-10z\"><\/path><\/svg><span class=\"wp-block-social-link-label screen-reader-text\">Facebook<\/span><\/a><\/li><\/ul>\n","protected":false},"excerpt":{"rendered":"<p>UBI, the Union Bank of India offers its zero balance account which is also called the Union Digital Savings Account. You are not required to maintain a minimum balance. The account can be opened easily through internet banking, the Vyom App, or at a branch. The UBI zero balance account is suitable for students, low-income &#8230; <a title=\"Union Bank of India Zero Balance Account Opening Online Process\" class=\"read-more\" href=\"https:\/\/fly.finance\/blog\/education-loan\/union-bank-of-india-zero-balance-account\/\" aria-label=\"Read more about Union Bank of India Zero Balance Account Opening Online Process\">Read more<\/a><\/p>\n","protected":false},"author":29,"featured_media":12345,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[21],"tags":[],"class_list":["post-12343","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-education-loan"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v27.2 (Yoast SEO v27.2) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Union Bank of India Zero Balance Account Opening Online Process<\/title>\n<meta name=\"description\" content=\"Check all about the Union Bank of India Zero Balance Account. 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I'm Shubhika- a proud graduate in English Literature and Language from Delhi University. My journey as a content writer transitioned from online teacher into the world of words. Stepping into the domain of blogs and articles, I discovered my passion for writing growing deeper and stronger. Having said that, I have experience of writing for diverse industries in automobile, technology, ed-tech, finance and mental-health; crafting details to help you find the solution to what you are looking for. Join me as I invite you all explore and learn together.","sameAs":["https:\/\/www.facebook.com\/shubhika.garg\/","https:\/\/www.instagram.com\/shubhika.garg\/","https:\/\/www.linkedin.com\/in\/shubhikagarg71\/","https:\/\/www.tumblr.com\/blog\/shubhikahere"],"url":"https:\/\/fly.finance\/blog\/author\/shubhika\/"},{"@type":"Question","@id":"https:\/\/fly.finance\/blog\/education-loan\/union-bank-of-india-zero-balance-account\/#faq-question-1715845630073","position":1,"url":"https:\/\/fly.finance\/blog\/education-loan\/union-bank-of-india-zero-balance-account\/#faq-question-1715845630073","name":"Can I open a zero-balance account with the Union Bank of India?","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"Yes, applicants can open a Union Bank of India zero-balance account. It allows individuals to open a digital savings account with no minimum balance requirement as the account can be opened with zero balance.","inLanguage":"en-US"},"inLanguage":"en-US"},{"@type":"Question","@id":"https:\/\/fly.finance\/blog\/education-loan\/union-bank-of-india-zero-balance-account\/#faq-question-1733399596357","position":2,"url":"https:\/\/fly.finance\/blog\/education-loan\/union-bank-of-india-zero-balance-account\/#faq-question-1733399596357","name":"Can I open a Union Bank zero balance account online without visiting a branch?","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"Yes, you can open a zero-balance account online through the Union Bank website or mobile app. The process includes filling out an application, uploading documents, and completing video KYC.","inLanguage":"en-US"},"inLanguage":"en-US"},{"@type":"Question","@id":"https:\/\/fly.finance\/blog\/education-loan\/union-bank-of-india-zero-balance-account\/#faq-question-1715845631317","position":3,"url":"https:\/\/fly.finance\/blog\/education-loan\/union-bank-of-india-zero-balance-account\/#faq-question-1715845631317","name":"Is there any minimum balance requirement in Union Bank zero account?","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"There is no minimum balance requirement as the account can be opened with zero balance. It is a zero-balance savings account.","inLanguage":"en-US"},"inLanguage":"en-US"},{"@type":"Question","@id":"https:\/\/fly.finance\/blog\/education-loan\/union-bank-of-india-zero-balance-account\/#faq-question-1715845632123","position":4,"url":"https:\/\/fly.finance\/blog\/education-loan\/union-bank-of-india-zero-balance-account\/#faq-question-1715845632123","name":"What services can I avail by opening a zero-balance Union Bank account?","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"Despite being a zero-balance account, the bank ensures that account holders have access to essential banking services such as funds transfer, online banking, ATM debit card facilities, and others.","inLanguage":"en-US"},"inLanguage":"en-US"},{"@type":"Question","@id":"https:\/\/fly.finance\/blog\/education-loan\/union-bank-of-india-zero-balance-account\/#faq-question-1715845632877","position":5,"url":"https:\/\/fly.finance\/blog\/education-loan\/union-bank-of-india-zero-balance-account\/#faq-question-1715845632877","name":"Are there any cash deposit charges on Union Bank's zero balance account?","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"Yes, cash deposit charges are applicable on any cash deposits made in the Union Bank zero balance account. Charges of INR 1 + GST per thousand is applicable. Any amount above INR 500 will be reckoned as INR 1000 for this purpose of cash deposit.\u00a0","inLanguage":"en-US"},"inLanguage":"en-US"},{"@type":"Question","@id":"https:\/\/fly.finance\/blog\/education-loan\/union-bank-of-india-zero-balance-account\/#faq-question-1715845633598","position":6,"url":"https:\/\/fly.finance\/blog\/education-loan\/union-bank-of-india-zero-balance-account\/#faq-question-1715845633598","name":"What is the cash withdrawal limit on the Union Bank zero balance account?","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"Cash withdrawal of up to INR 25,000 is allowed at non-base branches. There is no limit of cash withdrawal at the base branch and a maximum of 3 withdrawals are permitted in a month (at both base and non-base branches). Any withdrawal beyond the limit is subject to withdrawal charges of INR 10 + GST for every extra transaction.","inLanguage":"en-US"},"inLanguage":"en-US"},{"@type":"Question","@id":"https:\/\/fly.finance\/blog\/education-loan\/union-bank-of-india-zero-balance-account\/#faq-question-1715846057676","position":7,"url":"https:\/\/fly.finance\/blog\/education-loan\/union-bank-of-india-zero-balance-account\/#faq-question-1715846057676","name":"Do I get an ATM debit card with a UBI zero balance account?","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"Yes,<strong> <\/strong>Union Bank offers a complimentary ATM debit which is issued free of cost and low annual maintenance charges when opening a Union Bank zero account.","inLanguage":"en-US"},"inLanguage":"en-US"},{"@type":"Question","@id":"https:\/\/fly.finance\/blog\/education-loan\/union-bank-of-india-zero-balance-account\/#faq-question-1715846067784","position":8,"url":"https:\/\/fly.finance\/blog\/education-loan\/union-bank-of-india-zero-balance-account\/#faq-question-1715846067784","name":"How can I open a Union Bank zero account?","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"Union Bank zero balance account opening is very easy. Individuals who wish to open a zero balance account can either visit the nearest bank branch or apply online.","inLanguage":"en-US"},"inLanguage":"en-US"},{"@type":"Question","@id":"https:\/\/fly.finance\/blog\/education-loan\/union-bank-of-india-zero-balance-account\/#faq-question-1728965909832","position":9,"url":"https:\/\/fly.finance\/blog\/education-loan\/union-bank-of-india-zero-balance-account\/#faq-question-1728965909832","name":"Which Indian banks offer zero-balance accounts?","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"Several Indian banks offer zero-balance accounts, catering to different customer needs. Here are some notable options- SBI\u2019s Basic Savings Bank Deposit Account, ICICI Bank\u2019s Zero Balance Savings Account, HDFC\u2019s Basic Savings Account, and Axis Bank\u2019s Basic Savings Account.<br\/>","inLanguage":"en-US"},"inLanguage":"en-US"},{"@type":"Question","@id":"https:\/\/fly.finance\/blog\/education-loan\/union-bank-of-india-zero-balance-account\/#faq-question-1733399628216","position":10,"url":"https:\/\/fly.finance\/blog\/education-loan\/union-bank-of-india-zero-balance-account\/#faq-question-1733399628216","name":"What documents are required for opening a Union Bank zero balance account online?","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"You need an Aadhaar card, PAN card, and a passport-sized photograph. Additional documents like income proof or student ID may be required based on the account type.","inLanguage":"en-US"},"inLanguage":"en-US"}]}},"_links":{"self":[{"href":"https:\/\/fly.finance\/blog\/wp-json\/wp\/v2\/posts\/12343","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/fly.finance\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/fly.finance\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/fly.finance\/blog\/wp-json\/wp\/v2\/users\/29"}],"replies":[{"embeddable":true,"href":"https:\/\/fly.finance\/blog\/wp-json\/wp\/v2\/comments?post=12343"}],"version-history":[{"count":5,"href":"https:\/\/fly.finance\/blog\/wp-json\/wp\/v2\/posts\/12343\/revisions"}],"predecessor-version":[{"id":16952,"href":"https:\/\/fly.finance\/blog\/wp-json\/wp\/v2\/posts\/12343\/revisions\/16952"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/fly.finance\/blog\/wp-json\/wp\/v2\/media\/12345"}],"wp:attachment":[{"href":"https:\/\/fly.finance\/blog\/wp-json\/wp\/v2\/media?parent=12343"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/fly.finance\/blog\/wp-json\/wp\/v2\/categories?post=12343"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/fly.finance\/blog\/wp-json\/wp\/v2\/tags?post=12343"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}