{"id":12252,"date":"2024-05-10T12:27:24","date_gmt":"2024-05-10T06:57:24","guid":{"rendered":"https:\/\/fly.finance\/blog\/?p=12252"},"modified":"2025-06-03T17:50:26","modified_gmt":"2025-06-03T12:20:26","slug":"bank-of-india-refinance-interest-rates","status":"publish","type":"post","link":"https:\/\/fly.finance\/blog\/education-loan\/bank-of-india-refinance-interest-rates\/","title":{"rendered":"Bank of India Refinance Interest Rates on Education loan"},"content":{"rendered":"\n<p>Refinancing an existing education loan can help reduce the repayment burden by offering lower interest rates and more flexible terms. Bank of India refinance interest rates on education loans are designed to support students pursuing higher education abroad. <\/p>\n\n\n\n<p>This comprehensive guide will walk you through everything you need to know about Bank of India refinance interest rates on education loans, including eligibility criteria, the refinancing process, key benefits, and how it can help you make smarter financial decisions for your global education journey in 2025.<\/p>\n\n\n\n<div class=\"wp-block-yoast-seo-table-of-contents yoast-table-of-contents\"><h2 id=\"table-of-contents\">Table of contents<\/h2><ul><li><a href=\"#h-what-is-bank-of-india-education-loan-refinancing\" data-level=\"2\">What is Bank of India Education Loan Refinancing?<\/a><ul><li><a href=\"#h-key-benefits-of-bank-of-india-education-loan-refinancing\" data-level=\"3\">Key Benefits of Bank of India Education Loan Refinancing<\/a><\/li><\/ul><\/li><li><a href=\"#h-what-are-boi-refinance-interest-rates-for-education-loans-abroad\" data-level=\"2\">What are BOI Refinance Interest Rates for Education Loans Abroad?<\/a><\/li><li><a href=\"#h-how-to-apply-for-bank-of-india-education-loan-refinancing\" data-level=\"2\">How to Apply for Bank of India Education Loan Refinancing<\/a><\/li><li><a href=\"#h-important-guidelines-for-education-loan-refinancing\" data-level=\"2\">Important Guidelines for Education Loan Refinancing<\/a><\/li><li><a href=\"#h-faqs\" data-level=\"2\">FAQs<\/a><\/li><\/ul><\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-what-is-bank-of-india-education-loan-refinancing\"><span id=\"what-is-bank-of-india-education-loan-refinancing\">What is Bank of India Education Loan Refinancing?<\/span><\/h2>\n\n\n\n<p>Education loan refinancing involves taking a new loan to pay off an existing one, typically to secure better terms, such as lower interest rates, extended repayment periods, or reduced monthly EMIs. Refinancing your education loan with the Bank of India is a smarter move.<\/p>\n\n\n\n<p>Refinancing with the Bank of India allows borrowers to streamline their repayments and potentially save thousands over the loan\u2019s tenure. By switching to BOI, students can benefit from government-backed schemes, interest rate concessions, and a hassle-free online process.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-key-benefits-of-bank-of-india-education-loan-refinancing\"><span id=\"key-benefits-of-bank-of-india-education-loan-refinancing\">Key Benefits of Bank of India Education Loan Refinancing<\/span><\/h3>\n\n\n\n<p>The Bank of India&#8217;s education loan refinancing program, known as the BOI Star Education Loan, is designed to support students studying abroad with tailored financial solutions. Refinancing with BOI offers a range of benefits that make it a top choice for students. Key benefits include:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>No Processing Fees<\/strong>: BOI charges zero processing fees for education loan refinancing, reducing upfront costs. <\/li>\n\n\n\n<li><strong>Competitive Interest Rates<\/strong>: Rates range from 10.25% to 11.85% p.a., with concessions for female students and those pursuing professional courses. <\/li>\n\n\n\n<li><strong>Flexible Repayment Tenure<\/strong>: Repayment periods extend up to 15 years, including a moratorium period (course duration + 1 year). <\/li>\n\n\n\n<li><strong>100% Transparency<\/strong>: No hidden charges, ensuring clarity in loan terms. <\/li>\n\n\n\n<li><strong>Top-Up Loans<\/strong>: Eligible students can access additional funds for specialized programs. <\/li>\n\n\n\n<li><strong>Online Disbursement<\/strong>: The <a href=\"https:\/\/fly.finance\/blog\/education-loan\/bank-of-india-education-loan-disbursement-process\/\"><strong>Bank of India disbursement process<\/strong><\/a> is online and hassle-free.<\/li>\n\n\n\n<li>The bank may help deserving students with <a href=\"https:\/\/fly.finance\/blog\/education-loan\/top-up-education-loans-for-specialised-programs\/\"><strong>top-up education loans for specialised programs<\/strong><\/a>.<\/li>\n<\/ul>\n\n\n\n<p class=\"has-pale-ocean-gradient-background has-background\"><strong>Also Read: Here\u2019s the checklist of <\/strong><a href=\"https:\/\/fly.finance\/blog\/education-loan\/bank-of-india-education-loan-documents-required\/\"><strong>documents required for BOI education loan<\/strong><\/a><strong>. Check out the same to ensure you don\u2019t miss any.<\/strong><\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-what-are-boi-refinance-interest-rates-for-education-loans-abroad\"><span id=\"what-are-boi-refinance-interest-rates-for-education-loans-abroad\">What are BOI Refinance Interest Rates for Education Loans Abroad?<\/span><\/h2>\n\n\n\n<p>Bank of India education loan refinancing offers attractive features like online approval, longer repayment periods, and the lowest interest rates. Bank of India refinance interest rates range from 11% p.a to 12% p.a. These interest rates on takeover loans are calculated as the sum of RBLR (Repo Based Lending Rate) and Spread.&nbsp;<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>RBLR is set at 9.35%, and the spread ranges from 1.70% to 2.50%.<\/li>\n\n\n\n<li>All female students are eligible for a concession of 0.50. <\/li>\n\n\n\n<li>All students pursuing professional courses (Like Engineering \/Medical \/Managemen,t etc.) are eligible for a 0.50 % interest concession.&nbsp;<\/li>\n<\/ul>\n\n\n\n<figure class=\"wp-block-table is-style-stripes\"><table><tbody><tr><td><strong>Loan Amount<\/strong><\/td><td><strong>Rate of Interest<\/strong><\/td><td><strong>Effective ROI<\/strong><\/td><\/tr><tr><td>Up to INR 7.5 lakhs<\/td><td>RBLR + 1.70%<\/td><td>11.05% p.a.<\/td><\/tr><tr><td>Above INR 7.5 lakhs<\/td><td>RBLR + 2.50%<\/td><td>11.85% p.a.<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h2 id=\"eligibility-criteria-for-boi-refinancing\" class=\"wp-block-heading\">Eligibility Criteria for BOI Refinancing<\/h2>\n\n\n\n<p>To qualify for BOI\u2019s education loan refinancing, applicants must meet specific requirements:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Be an Indian citizen with a confirmed admission to a recognized foreign university.<\/li>\n\n\n\n<li>Have an existing education loan with another lender.<\/li>\n\n\n\n<li>Provide a co-borrower (parent, guardian, or spouse) with a stable income and good credit score (typically 750+ CIBIL score).<\/li>\n\n\n\n<li>Be aged 16\u201335 years.<\/li>\n\n\n\n<li>Submit proof of academic performance and financial documents.<\/li>\n<\/ul>\n\n\n\n<p>Meeting these criteria strengthens your application and improves your chances of securing favorable terms.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-how-to-apply-for-bank-of-india-education-loan-refinancing\"><span id=\"how-to-apply-for-bank-of-india-education-loan-refinancing\">How to Apply for Bank of India Education Loan Refinancing<\/span><\/h2>\n\n\n\n<p>If you are wondering about <a href=\"https:\/\/fly.finance\/blog\/education-loan\/apply-for-education-loan-refinance\/\"><strong>how to apply for an education loan refinance<\/strong><\/a>, the process is quite simple. The process of refinancing your education loan with BOI is straightforward and can be completed online or at a branch. Follow these steps to ensure a smooth application:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Loan Disbursement<\/strong>: BOI pays off your existing loan, and you begin repayments under the new terms.<\/li>\n\n\n\n<li><strong>Request Foreclosure from Current Lender<\/strong>: Contact your existing lender to obtain a foreclosure letter detailing the outstanding loan amount.<\/li>\n\n\n\n<li><strong>Complete BOI Application<\/strong>: Fill out the BOI education loan refinancing application form, available on the official website or at a branch.<\/li>\n\n\n\n<li><strong>Submit Required Documents<\/strong>:\n<ul class=\"wp-block-list\">\n<li>Proof of identity (Aadhaar, PAN, passport, or voter ID).<\/li>\n\n\n\n<li>Proof of admission to a recognized foreign university.<\/li>\n\n\n\n<li>Co-borrower\u2019s income proof (salary slips, bank statements).<\/li>\n\n\n\n<li>Existing loan account statement and foreclosure letter.<\/li>\n\n\n\n<li>Academic certificates and cost of study statement.<\/li>\n<\/ul>\n<\/li>\n\n\n\n<li><strong>Bank Assessment<\/strong>: BOI will evaluate your application based on creditworthiness, co-borrower\u2019s income, and collateral (if applicable for loans above INR 7.5 lakhs).<\/li>\n\n\n\n<li><strong>Loan Approval<\/strong>: If approved, BOI will provide a sanction letter outlining the new loan terms, including interest rates and repayment schedule.<\/li>\n<\/ul>\n\n\n\n<p class=\"has-pale-ocean-gradient-background has-background\"><strong>Also Read: Check out the details of <\/strong><a href=\"https:\/\/fly.finance\/blog\/education-loan\/bank-of-india-education-loan-processing-time\/\"><strong>Bank of India processing time<\/strong><\/a><strong> and the steps involved.<\/strong><\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-important-guidelines-for-education-loan-refinancing\"><span id=\"important-guidelines-for-education-loan-refinancing\">Important Guidelines for Education Loan Refinancing<\/span><\/h2>\n\n\n\n<p>One must keep in mind important things when planning to refinance your existing student loans to avail of better loan conditions. Comparing different banks and checking their interest rates at the top of the lists. Several other guidelines must be kept in mind to ensure that you make the best financial decision.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Compare the interest rates and repayment tenure, and predict monthly EMIs using the <a href=\"https:\/\/fly.finance\/emi-calculator\"><strong>EMI Calculator<\/strong><\/a>. Choose the one that fits your needs.<\/li>\n\n\n\n<li>Always keep a check on your credit score. Lenders require a good credit score for loan refinancing, and a higher score can help you avail of better refinancing terms.<\/li>\n\n\n\n<li>Consider the prepayment or foreclosure charges of an education loan before refinancing.<\/li>\n\n\n\n<li><span style=\"box-sizing: border-box; margin: 0px; padding: 0px;\">Many factors, like interest rate trends, graduation and employment status, etc., determine the&nbsp;<a href=\"https:\/\/fly.finance\/blog\/education-loan\/best-time-to-apply-for-education-loan-refinance\/\" target=\"_blank\"><strong>best time to apply for education loan refinance<\/strong><\/a>.<\/span> It is always ideal to consider that.<\/li>\n\n\n\n<li>Make sure to read the terms and conditions carefully and attach the necessary documents as required.<\/li>\n<\/ul>\n\n\n\n<p>This was all about the Bank of India refinancing interest rates. Always research well and compare the lenders. Choose the one that fits your needs and allows you to repay your education loan flexibly.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-faqs\"><span id=\"faqs\">FAQs<\/span><\/h2>\n\n\n\n<div class=\"schema-faq wp-block-yoast-faq-block\"><div class=\"schema-faq-section\" id=\"faq-question-1715410518051\"><strong class=\"schema-faq-question\"><strong>What is BOI education loan refinancing?<\/strong><\/strong> <p class=\"schema-faq-answer\">Bank of India loan refinancing is one of the ways to pay off your existing student loan by taking out a new loan. The new loan is lent at lower interest rates, optimised new monthly instalments, and a change in loan tenure.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1715410557778\"><strong class=\"schema-faq-question\">What are the current BOI refinance interest rates for 2025?<\/strong> <p class=\"schema-faq-answer\">The Bank of India refinance interest rates range from 10.25% to 11.85% p.a., based on the RBLR (9.35%) plus a spread of 1.70%\u20132.50%. Female students and those in professional courses receive a 0.50% concession.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1715410546241\"><strong class=\"schema-faq-question\">Can I refinance my education loan with Bank of India?<\/strong> <p class=\"schema-faq-answer\">Yes, BOI allows borrowers to refinance existing education loans from other lenders, offering competitive rates (10.25%\u201311.85% p.a.), flexible tenures, and no processing fees for most cases.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1715410567015\"><strong class=\"schema-faq-question\"><strong>How can I apply for Bank of India education loan refinancing?<\/strong><\/strong> <p class=\"schema-faq-answer\">You need to submit the foreclosure education loan application to the existing lender. Fill out the Bank of India education loan application and attach the required documents. Wait for the bank to assess your loan application, creditworthiness, income, and other financial factors. If you fulfil the eligibility criteria, BOI will approve your loan application.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1715410580820\"><strong class=\"schema-faq-question\">Is Bank of India a good option for education loan refinancing?<\/strong> <p class=\"schema-faq-answer\">Absolutely.<strong> <\/strong>Refinancing your education loan with the Bank of India is a smarter move. You get the new loan at lower interest rates and affordable EMIs. Besides, there is zero processing fee, 100% transparency, and no hidden charges.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1748951897462\"><strong class=\"schema-faq-question\">What documents are required for BOI refinancing?<\/strong> <p class=\"schema-faq-answer\">For BOI refinancing, you&#8217;ll need proof of identity, admission letter, co-borrower&#8217;s income proof, existing loan statement, foreclosure letter, and academic certificates.<\/p> <\/div> <\/div>\n\n\n\n<p>To know more about <a href=\"https:\/\/fly.finance\/blog\/education-loan\/\"><strong>education loans<\/strong><\/a>, the best <a href=\"https:\/\/fly.finance\/blog\/student-account\/\"><strong>bank accounts for students<\/strong><\/a>, forex and banking experience for global students or <a href=\"https:\/\/fly.finance\/blog\/money-transfer\/\"><strong>international money transfers<\/strong><\/a>, reach out to our experts at 1800572126 to help ease your study abroad experience.<\/p>\n\n\n\n<figure class=\"wp-block-table is-style-stripes\"><table class=\"has-pale-ocean-gradient-background has-background\"><tbody><tr><td><strong>Related Blogs<\/strong><\/td><td><\/td><\/tr><tr><td><a href=\"https:\/\/fly.finance\/blog\/education-loan\/auxilo-education-loan-for-wards-of-defence-personnel\/\"><strong>Auxilo Education Loan for Wards of Defence Personnel<\/strong><\/a><\/td><td><a href=\"https:\/\/fly.finance\/blog\/education-loan\/education-loan-for-mba-without-collateral\/\"><strong>Education Loan for MBA without Collateral<\/strong><\/a><\/td><\/tr><tr><td><a href=\"https:\/\/fly.finance\/blog\/education-loan\/indian-army-education-loan\/\"><strong>Indian Army Education Loan<\/strong><\/a><\/td><td><a href=\"https:\/\/fly.finance\/blog\/education-loan\/education-loans-in-west-bengal\/\"><strong>Education Loans in West Bengal<\/strong><\/a><\/td><\/tr><tr><td><a href=\"https:\/\/fly.finance\/blog\/education-loan\/sbi-education-loan-disbursement-process\/\"><strong>SBI Education Loan Disbursement Process<\/strong><\/a><\/td><td><a href=\"https:\/\/fly.finance\/blog\/education-loan\/bajaj-finserv-personal-loan-for-education\/\"><strong>Bajaj Finserv Personal Loan For Education<\/strong><\/a><\/td><\/tr><tr><td><a href=\"https:\/\/fly.finance\/blog\/education-loan\/education-loan-interest-rates-of-different-banks-and-nbfcs\/\"><strong>Education Loan Interest Rates of Different Banks and NBFCs<\/strong><\/a><\/td><td><a href=\"https:\/\/fly.finance\/blog\/education-loan\/karnataka-bank-education-loan-interest-rate\/\"><strong>Karnataka Bank Education Loan Interest Rates<\/strong><\/a><\/td><\/tr><tr><td><a href=\"https:\/\/fly.finance\/blog\/education-loan\/canara-bank-education-loan\/\"><strong>Canara Bank Education Loan<\/strong><\/a><\/td><td><a href=\"https:\/\/fly.finance\/blog\/education-loan\/banks-offering-lowest-interest-rate-on-education-loans\/\"><strong>Banks offering Lowest Interest Rates on Education Loan<\/strong><\/a><\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p><strong>Follow Us on Social Media <\/strong><\/p>\n\n\n\n<ul class=\"wp-block-social-links is-layout-flex wp-block-social-links-is-layout-flex\"><li class=\"wp-social-link wp-social-link-instagram  wp-block-social-link\"><a href=\"https:\/\/instagram.com\/flydotfinance\" class=\"wp-block-social-link-anchor\"><svg width=\"24\" height=\"24\" viewBox=\"0 0 24 24\" version=\"1.1\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" aria-hidden=\"true\" focusable=\"false\"><path d=\"M12,4.622c2.403,0,2.688,0.009,3.637,0.052c0.877,0.04,1.354,0.187,1.671,0.31c0.42,0.163,0.72,0.358,1.035,0.673 c0.315,0.315,0.51,0.615,0.673,1.035c0.123,0.317,0.27,0.794,0.31,1.671c0.043,0.949,0.052,1.234,0.052,3.637 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class=\"wp-block-social-link-label screen-reader-text\">Twitter<\/span><\/a><\/li><\/ul>\n\n\n\n<p><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Refinancing an existing education loan can help reduce the repayment burden by offering lower interest rates and more flexible terms. Bank of India refinance interest rates on education loans are designed to support students pursuing higher education abroad. This comprehensive guide will walk you through everything you need to know about Bank of India refinance &#8230; <a title=\"Bank of India Refinance Interest Rates on Education loan\" class=\"read-more\" href=\"https:\/\/fly.finance\/blog\/education-loan\/bank-of-india-refinance-interest-rates\/\" aria-label=\"Read more about Bank of India Refinance Interest Rates on Education loan\">Read more<\/a><\/p>\n","protected":false},"author":29,"featured_media":12255,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[21],"tags":[],"class_list":["post-12252","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-education-loan"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v27.2 (Yoast SEO v27.2) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Bank of India Refinance Interest Rates on Education loan<\/title>\n<meta name=\"description\" content=\"Check out the details of Bank of India refinancing interest rates on education loans. 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I'm Shubhika- a proud graduate in English Literature and Language from Delhi University. My journey as a content writer transitioned from online teacher into the world of words. Stepping into the domain of blogs and articles, I discovered my passion for writing growing deeper and stronger. Having said that, I have experience of writing for diverse industries in automobile, technology, ed-tech, finance and mental-health; crafting details to help you find the solution to what you are looking for. Join me as I invite you all explore and learn together.","sameAs":["https:\/\/www.facebook.com\/shubhika.garg\/","https:\/\/www.instagram.com\/shubhika.garg\/","https:\/\/www.linkedin.com\/in\/shubhikagarg71\/","https:\/\/www.tumblr.com\/blog\/shubhikahere"],"url":"https:\/\/fly.finance\/blog\/author\/shubhika\/"},{"@type":"Question","@id":"https:\/\/fly.finance\/blog\/education-loan\/bank-of-india-refinance-interest-rates\/#faq-question-1715410518051","position":1,"url":"https:\/\/fly.finance\/blog\/education-loan\/bank-of-india-refinance-interest-rates\/#faq-question-1715410518051","name":"What is BOI education loan refinancing?","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"Bank of India loan refinancing is one of the ways to pay off your existing student loan by taking out a new loan. The new loan is lent at lower interest rates, optimised new monthly instalments, and a change in loan tenure.","inLanguage":"en-US"},"inLanguage":"en-US"},{"@type":"Question","@id":"https:\/\/fly.finance\/blog\/education-loan\/bank-of-india-refinance-interest-rates\/#faq-question-1715410557778","position":2,"url":"https:\/\/fly.finance\/blog\/education-loan\/bank-of-india-refinance-interest-rates\/#faq-question-1715410557778","name":"What are the current BOI refinance interest rates for 2025?","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"The Bank of India refinance interest rates range from 10.25% to 11.85% p.a., based on the RBLR (9.35%) plus a spread of 1.70%\u20132.50%. Female students and those in professional courses receive a 0.50% concession.","inLanguage":"en-US"},"inLanguage":"en-US"},{"@type":"Question","@id":"https:\/\/fly.finance\/blog\/education-loan\/bank-of-india-refinance-interest-rates\/#faq-question-1715410546241","position":3,"url":"https:\/\/fly.finance\/blog\/education-loan\/bank-of-india-refinance-interest-rates\/#faq-question-1715410546241","name":"Can I refinance my education loan with Bank of India?","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"Yes, BOI allows borrowers to refinance existing education loans from other lenders, offering competitive rates (10.25%\u201311.85% p.a.), flexible tenures, and no processing fees for most cases.","inLanguage":"en-US"},"inLanguage":"en-US"},{"@type":"Question","@id":"https:\/\/fly.finance\/blog\/education-loan\/bank-of-india-refinance-interest-rates\/#faq-question-1715410567015","position":4,"url":"https:\/\/fly.finance\/blog\/education-loan\/bank-of-india-refinance-interest-rates\/#faq-question-1715410567015","name":"How can I apply for Bank of India education loan refinancing?","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"You need to submit the foreclosure education loan application to the existing lender. Fill out the Bank of India education loan application and attach the required documents. Wait for the bank to assess your loan application, creditworthiness, income, and other financial factors. If you fulfil the eligibility criteria, BOI will approve your loan application.","inLanguage":"en-US"},"inLanguage":"en-US"},{"@type":"Question","@id":"https:\/\/fly.finance\/blog\/education-loan\/bank-of-india-refinance-interest-rates\/#faq-question-1715410580820","position":5,"url":"https:\/\/fly.finance\/blog\/education-loan\/bank-of-india-refinance-interest-rates\/#faq-question-1715410580820","name":"Is Bank of India a good option for education loan refinancing?","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"Absolutely.<strong> <\/strong>Refinancing your education loan with the Bank of India is a smarter move. You get the new loan at lower interest rates and affordable EMIs. Besides, there is zero processing fee, 100% transparency, and no hidden charges.","inLanguage":"en-US"},"inLanguage":"en-US"},{"@type":"Question","@id":"https:\/\/fly.finance\/blog\/education-loan\/bank-of-india-refinance-interest-rates\/#faq-question-1748951897462","position":6,"url":"https:\/\/fly.finance\/blog\/education-loan\/bank-of-india-refinance-interest-rates\/#faq-question-1748951897462","name":"What documents are required for BOI refinancing?","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"For BOI refinancing, you'll need proof of identity, admission letter, co-borrower's income proof, existing loan statement, foreclosure letter, and academic certificates.","inLanguage":"en-US"},"inLanguage":"en-US"}]}},"_links":{"self":[{"href":"https:\/\/fly.finance\/blog\/wp-json\/wp\/v2\/posts\/12252","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/fly.finance\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/fly.finance\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/fly.finance\/blog\/wp-json\/wp\/v2\/users\/29"}],"replies":[{"embeddable":true,"href":"https:\/\/fly.finance\/blog\/wp-json\/wp\/v2\/comments?post=12252"}],"version-history":[{"count":10,"href":"https:\/\/fly.finance\/blog\/wp-json\/wp\/v2\/posts\/12252\/revisions"}],"predecessor-version":[{"id":20087,"href":"https:\/\/fly.finance\/blog\/wp-json\/wp\/v2\/posts\/12252\/revisions\/20087"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/fly.finance\/blog\/wp-json\/wp\/v2\/media\/12255"}],"wp:attachment":[{"href":"https:\/\/fly.finance\/blog\/wp-json\/wp\/v2\/media?parent=12252"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/fly.finance\/blog\/wp-json\/wp\/v2\/categories?post=12252"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/fly.finance\/blog\/wp-json\/wp\/v2\/tags?post=12252"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}