YES Bank Personal Loan Overview - Maximum Loan Amount: Up to INR 50 lakhs - Interest Rates: 10.49% p.a. - Repayment Tenure: 72 months (6 years) - Minimum Salary: INR 25,000 per month
Eligibility Criteria - You should be between 21 years of age to 60 years. - Should be a permanent employee in a reputed private organisation. - Minimum monthly salary must be INR 25,000. - Ideal credit score must be between 650 to 700.
How to Apply? - Visit the official website of the YES Bank. – Navigate to ‘Loans’ and click on ‘Consumer Loans’ and then 'Personal Loans.' – Now, apply for the loan by filling out the required details. - The bank will further contact you for the next steps.
Documents Required - Proof of identity & address. - Bank statements, salary slips & income tax returns. - An employment letter. - A credit report.