Here are some significant impacts of foreign education loan on credit score.

1. Study abroad loans help students build a diversified portfolio and strengthen their credit length.

2. Timely payment of study abroad loans enables students to build a positive credit record

3. Other significant factor in determining credit scores is to maintain a healthy credit utilization ratio

4. Timely payment  also reduces your overall debt burden, which can lower your debt-to-income ratio, which affects credit score positively.