Provides collateral-free loans up to INR 7.5 lakhs.
Maximum Loan Amount
For general public: 11.00% For wards of IOB staff: 9.75%
Interest Rates
The loans can be repaid up to 15 years.
Repayment Period
Applicants can easily apply online through Vidya Lakshmi Portal.
Application Process
KYC, academics, and income documents are required.
Documents Required