Study Abroad with Indian Overseas Bank Vidya Jyothi Education Loan

Up to INR 3 crores depending on the university rank.

Maximum Loan Amount

It ranges between 9.75% p.a. to 11% p.a.

Interest Rates

Applicants can pay back the education loan for up to 15 years.

Repayment Period

Applicants have to contribute 15%- 25% towards the loan amount.

Margin Money

IOB Vidya Jyothi loans are processed within  15-20 days.

Processing Time

Applicants can apply online through  Vidya Lakshmi Portal.

Application Process

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