Up to INR 3 crores depending on the university rank.
Maximum Loan Amount
It ranges between 9.75% p.a. to 11% p.a.
Interest Rates
Applicants can pay back the education loan for up to 15 years.
Repayment Period
Applicants have to contribute 15%- 25% towards the loan amount.
Margin Money
IOB Vidya Jyothi loans are processed within 15-20 days.
Processing Time
Applicants can apply online through Vidya Lakshmi Portal.
Application Process