Education Loans against Provident Fund

Provident Funds are a part of your future savings. But, It is possible to get an education loan against PF.

The maximum of 25% of the PPF balance at the end of the preceding year can be availed.

The interest rate is 1% higher than the prevailing PF interest rates for up to 36 months and 6% more for loans exceeding 36 months

Education loans against PF must be repaid in 12 months to 36 months. 

You can apply directly via EPFO’s official website by clicking on 'Raise Claim’. 

To know more about the benefits and documents required SWIPE UP