Up to INR 2 crores to study abroad
Maximum Loan Amount
The interest rates start from 10.30% p.a onwards.
Interest Rates
1% interest concession if the interest is paid during the moratorium period.
Interest Concession
Applicants can pay back the education loan for up to 15 years.
Repayment Period
Up to INR 4 lakhs- NIL Above INR 4 lakhs- 15% (for study abroad)
Margin Money
Applicants can apply online through Vidya Lakshmi Portal.
Application Process