Personal Loan Schemes & Their Features - SBI Xpress Flexi- Overdraft facilities available for salaried customers. - SBI Pension Loan- Application is accepted at all the SBI branches and low processing fees. - Real-Time Xpress Credit- Loans sanctioned in real-time and up to INR 35 lakhs available,
Eligibility Criteria - The applicant must be 21 years old. - The minimum income must be INR 15,000. - The CIBIL score must be more than 750. - Must have complete at least a year in the current job.
Apply Through the YONO SBI App - Download the app and log in through your registered phone number. - Go to the loans section and select the scheme as per your requirement. - Apply for the loan and the bank will contact you for further details.
Documents Required - Proof of identity & address. - Last 6 months bank statements. - 2 recent salary slips. - Current dated salary certificate along with the latest Form 16 - – ITR details for self-employed individuals.